We help people in Utah with instant online loans!

Like millions of services and retail products, online loans have ballooned in popularity over the past ten years or so. Lenders can process digitally submitted applications for online installment loans more efficiently than ever and make decisions on approvals based on much faster, more accurate borrower financial profile information updates than in the past. The trend in online lending also helps many borrowers who are not currently eligible for a loan from traditional sources.

What is an Online Installment Loan?

An installment loan is an amount of money provided by a lender to a borrower with an agreement that the individual will repay the loan in payments at set intervals and agreed dollar amounts during a specified timeframe. The loaned money is typically used for covering relatively large expenses or other significant financial needs.

Online Loan Application Process

Money 4 You makes your online loan application process fast and easy. First, you simply fill out a brief online loan application on our website. Then, upload the necessary documents for one of our Loan Specialist to review and approve. This system makes it easier to get an installment loan from Money 4 You than from many other online lenders.

What are the Advantages of Online Loans?

Here are some of the significant advantages that online loans offer borrowers over traditional in-store loans:

• Online loans are faster and easier to find. You can simply search “online installment loans Utah” and fill out a short digital application on our website.
• Applying online typically makes the loan approval process much faster and less stressful. You can usually expect approval within 0.5 to 24 hours, depending on the loan size and timeliness in providing the necessary documents.
• With most online loans, you can expect to receive the proceeds of your new loan by direct deposit of your money by the next business day. In some cases you can receive your loan via direct deposit the same day. Different lending institutions vary in time it takes to process your funds and make them available in your account
• Money 4 You offers the option of receiving the money you borrow through direct deposit into your checking account or by picking up a check at any of our Utah Installment Loan locations.
• Making your payments for an online loan is the easiest of all payment types. You can usually allow withdrawal by auto-pay from your checking account or pay in person.
• Managing your account is exceptionally easy. You don’t need to call to speak to an account representative. You can simply access your account online and view all the details, make profile changes, payments, inquiries, etc.

Internet technology advancements have made today’s online loan application and loan fulfillment processes more secure than ever before. Of course, you still need to be careful about who you’re considering doing business with online. Check Google Reviews, actual customer reviews and recommendations, and other vetting sources before you provide any personal or financial information to an online lender.

You Don’t Need Great Credit for a Loan!

If you don’t have a perfect credit score, you will still have access to a loan at a reasonable interest rate. So, we consider your overall financial profile, not just the credit score. This way of evaluating applicants enables many more people to qualify for installment loans from Money 4 You.