Frequently Asked Questions2021-06-08T06:04:46-06:00

Frequently Asked Questions

What Type of Loans do you Offer?2022-05-18T16:10:16-06:00

Money 4 You Loans offers Installment loans online with instant funding to your bank account. Ready to apply for an Installment Loan from Money 4 You? Apply Here Today! You can also visit any one of our 21 Utah Installment Loan locations located throughout the Wasatch Front. Remember, all new customers receive their first loan at half off the regular APR!*

Why Choose Money 4 You Loans?2022-05-18T16:05:05-06:00

That’s a great question! With all of the competition out there it can be a tough decision on who to trust with your financial decisions. We Care! We have been locally owned and operated for over 25 years and truly care about the Utah community. We offer some of the BEST rates on Short Term Installment Loans in Utah. We also now offer 100% online loans with instant funding to your bank account. Prefer to speak with someone in person? We also have 21 Short Term Installment Loan Locations in Utah to conveniently serve you and help answer any questions you may have.

What Is Your Privacy Policy?2020-10-16T20:47:59-06:00

Our Privacy Policy is available in PDF format. Please view it by clicking here.

What Are My Options for Paying Off a Loan Early?2020-11-04T14:07:45-07:00

When you decide to pay off your loan early, you don’t have to worry about being charged any pre-payment penalties. Additionally, you may be eligible to receive a rebate for the amount of unused interest.

What Are Your Business Hours?2020-10-16T20:36:37-06:00

Monday – Friday: 9 AM – 6 PM
Saturdays: 9 AM – 3 PM
We are CLOSED on Sundays, as well as Federal and State holidays.

Where Are You Located?2021-07-03T18:40:11-06:00

We have 21 Money 4 You Loans Locations conveniently located across the Utah Wasatch Front. You can visit our Utah Loan Locations page to find a comprehensive list of our 21 locations throughout Northern Utah.

We now also offer Installment Loans 100% Online. If you can’t make it into one of our locations you can still apply for a short term loan by filling out our Online Installment Loan Application

Prefer to speak to a real person? Our Loan Specialists are available during normal business hours to answer any questions or help you qualify for a Utah Installment Loan over the phone. Give us a call at 855-696-7666 today!

How Can I Apply For A Loan From Money 4 You Loans?2022-07-27T15:57:57-06:00

You can Apply Online by visiting our Online Application, apply for a loan by phone by calling 855-MY-MRMONEY, or by visiting one of our 21 Utah Short Term Loan locations near you!

How Much Can I Borrow?2020-10-16T19:38:46-06:00

We offer Short Term Installment Loans from $50 to $5,000. After completing an application, we can tell you exactly how much you qualify for.

What Are The Requirements For A Loan From Money 4 You Loans2021-07-03T18:30:30-06:00

For your first loan, our minimum requirements are the following:

  • Proof of income
  • State Issued ID with your picture
How Much Does a Installment Loan Cost2023-09-01T11:45:06-06:00

Your loan interest will be determined based on the amount of your loan. If you took our a loan of $100, and paid off the total amount of your loan in 1 week (7 days) you would pay only $7.10 in interest. Loans from Money 4 You Loans can be taken out for up to 18 months and we never charge any pre-payment penalties. Loyal customers with a good standing for 18 months can qualify for our Diamond Tier Rate which reduces the loan by 50% APR.

NEW! New Customers of Money 4 You Loans can now qualify for HALF OFF APR Rate on a 60 Day loan up to $500. This means if you’re a new customer and took out a loan of $100 for 1 week (7 days) you would only pay $3.55 in interest during that week. We never charge any pre-payment penalties and you can always pay off your loan early.

What is an Installment Loan2020-10-15T22:52:02-06:00

Installment Loans are short-term loans that are designed to allow the consumer to pay them back at their own pace. You can decide how long you would like to extend your loan out. From 1 week to 6 months, you choose what is the best fit for your situation. We will set up payments to coincide with your paydays or payment schedule. Whether that is weekly, bi-weekly or monthly, your payment dates are set to match what works for you. Installment Loans from Money 4 You Loans have absolutely NO Prepayment Fees or Penalties.

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