You may suddenly find yourself in need of cash for an emergency or other expenses, like the holidays. You may have meant to set some money aside for gift shopping and other seasonal costs, but you need cash now. This can happen to anyone. It’s stressful, and you may feel like there’s no good solution. But there actually are more good options than you may think! Here are five good ways to if you need extra funds for the holidays.

Borrow the money from a friend.

Yes, it can feel uncomfortable to borrow money from a friend or a family member, but it may be your most practical alternative for getting the money you need quickly. Friends and family are likely to be more lenient with loan terms. They may not charge you interest and may be more forgiving if you need extra time to pay them back. Just make sure that the agreement is very clear. Put the repayment terms in writing to give you and your friend a clear plan with a lower risk of misunderstanding.

Sell some stuff you don’t need.

You could sell items to gather some fast cash. You can sell housewares, home decor items, clothes, toys, or many other items. The most popular ways to sell personal property today are by starting an account with eBay, Craigslist, Facebook Marketplace, or other widely used platforms. Post pictures of your items, and make a little ad to attract shoppers. Price to sell. To protect your safety, only meet prospective buyers in public places. Read about how to avoid scams.

Get a small Installment Loan.

There’s always the option of taking a small installment loan. This is still the fastest and simplest approach to getting the money you need quickly. Some loans do not require collateral, while others do. While Money 4 You does not require any collateral, some other lenders will require this. You may be asked to list items like a TV, computer, stereo, car, etc. Beware of lenders charging extreme interest rates and fees for short-term loans. Be sure to choose a reputable lender that offers loans with terms that are suitable for your needs.

Sell digitally produced products

You can sell digital products through various online marketplaces. Some also include sales of physical products. You can use Etsy, eBay, Shopify, Facebook, and many other websites or mobile apps. You can sell things like artwork, various print media, digital ad layouts, training courses, and other items people need. One industry watcher estimates that over 2 billion consumers were anticipated to be buying in this online industry as of last year. TIP: Diversify your product offerings to maximize your passive income.

Pick up a temporary side job for quick extra income.

New worker requests in the popular labor search platform HomeAdvisor Powered by Angi routinely flood into the site by the millions. You can pick all kinds of jobs that you have the skills to do. For example, maybe you can do house cleaning, lawn mowing, window washing, etc., or bigger jobs like roofing or other labor work. You can also deliver food through DoorDash or drive for Uber or Lyft or Uber.

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